Get an instant, no-obligation estimate of the tax-free cash you could unlock from your home. It takes less than a minute.
Step 1 of 2
Just two quick details to estimate what you could release.
For couples, equity release is based on the age of the younger partner.
An approximate figure is fine — you can check yours on Zoopla or Rightmove.
Any existing mortgage is repaid from the money you release. Leave as 0 if none.
Step 2 of 2
Enter your details to reveal your personalised estimate. No obligation, and your details are never shared.
Your estimated tax-free release
↓ Unlock your figure below
Your Estimate
tax-free cash you could potentially release
This is an estimate based on age and property value alone. Your real figure depends on your circumstances, health, and the right lender. Roshan will be in touch to talk it through — or call now.
Call Roshan: 07543 169733Important: This calculator provides an indicative estimate only, based on typical lender loan-to-value ranges by age. It is not a quotation, an offer, or financial advice, and the actual amount you could release will depend on your individual circumstances, your property, your health, and the lender chosen. Equity release is a lifetime mortgage or home reversion plan — it will reduce the value of your estate and may affect your entitlement to means-tested benefits. Always seek personalised, regulated advice before proceeding.
The amount you can release through a lifetime mortgage depends primarily on two things: the age of the youngest homeowner and the value of your property. As a general rule, the older you are, the higher the percentage of your home's value you can release — because the lender expects the loan to run for a shorter period.
Typically, someone aged 55 might release in the region of 20–25% of their property's value, rising by roughly one percent for each year of age, up to around 50–55% or more at the oldest ages. If you have certain health or lifestyle conditions, an enhanced plan may allow you to release even more.
If you still have a mortgage, it must be repaid from the money you release, so our calculator deducts this to show the cash that would actually be available to you.
This calculator gives a useful starting point, but it's deliberately simple. Your actual entitlement is shaped by factors a calculator can't capture — your property type and construction, its exact location, your health and lifestyle, and crucially, which lender offers the most suitable terms for your situation. As a whole-of-market adviser, finding that best-fit lender is exactly where I add value.
The figure here is the beginning of a conversation, not the end of one. When you're ready, I'll give you a precise, personalised illustration with no obligation whatsoever.
This website is operated by Equity Release Hub Limited for lead generation purposes only. It does not constitute financial advice. Any enquiry submitted will be responded to by Roshan Percy, a qualified later life lending adviser. Roshan Percy personal FCA reference: RPW01085.
The calculator on this page provides an indicative estimate only and is not a quotation or advice. Equity release is a lifetime mortgage or home reversion plan. To understand the features and risks, please ask for a personalised illustration. Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits.
Equity Release Hub Limited. Registered in England & Wales. Registered office: 12 Batley Road, Enfield, Middlesex, EN2 0JG.